INSIDER SECRETS FROM AN EXPERIENCED REALTOR®
This important message is from:
Thomas L. Saylor, Illinois Real Estate Managing Broker License: 471.021962 | Direct Line in Illinois : 708-892-2345
Thomas L. Saylor, Indiana Real Estate Managing Broker License: RB14020301| Direct Line in Indiana : 877-773-4295
Thomas Saylor Realtor®
3572 W State Road 10, Lot 7
Lake Village, IN 46349
When you work with me you get NEARLY 50,000 REALTORS AND THEIR BUYERS ABLE TO SEE YOUR PROPERTY IN the Multiple Listing Services in (2) states! This is a big benefit to you.
if you need a "traditional" sale for top dollar i'm your guy
Most of my clients do not want the “FAST” sale offered by the vulture “investor ” types or the “we buy houses” guys. When you do a FAST WHOLESALE DEAL like this you are basically put out onto the street. This is only a feasible option if you’ve waited too long. Be smart. Do you really want to put your family into a Super 8 motel while you look for suitable replacement housing? If you have to sell let me help you do it in a more profitable way for you. In a dignified way, that does not traumatize your family.
And my way won’t be that fast. It could take 45-75 days on average. This gives you time to look for other suitable housing. My goal is to get you the most cash, preserve your good credit, and not traumatize your family. In 2 years or so you will be buying another house. That’s the idea. Understand? I am a family man, I have 5 children. What we do will effect our children’s lives more than we know. Listen to me now. I’m going to tell you the truth.
KEEP READING. YOU HAVE BETTER OPTIONS!
Your property in Indiana? Please go here.
Let's see some ideas to keep you in your home
Most people want to try to stay in their property - let's explore that choice...we need to bring your loan current one way or another.
Your first choice could be to ask a relative or friend to gift or loan you some Money
You might be surprised at what could happen if you just explain your situation. Many people could possibly help if you’d just ask. Don’t be shy, and don’t procrastinate. Bringing your loan current could help restore your credit. That is more important then most people realize.
Most lenders want to keep you in your home. Educate yourself about free programs that might help. Get the facts. check these links below:
or, wholesale your property to an "investor" or one of those "We Buy Houses" guys?
This could possibly help you, and maybe not. It could force you to take a deal where your investor does a “subject to” financing deal which leaves you on the hook for your mortgage. (The loan stays in your name.) What if your bank calls the loan because you’ve transferred your property? What if the new buyer does not pay on your loan? This could be risky for you. You have to rely on others to pay your existing mortgage. Your financial condition will improve in the coming years. How are you going to qualify for a nicer home if your credit profile shows you carrying an existing loan? Not going to happen. That’s just one of the things these “we buy your houses” guys forget to tell you.
And who are these “we buy your houses” guys with their chintzy cardboard signs stuck in the ground on street corners? Do you really think they have the credentials to buy “for cash” your half million dollar home? Remember the old Saturday Night Live skit with Chris Farley saying he’s a motivational speaker and lives in a “van down by the river”? That’s what I think of when I see these signs. These are (mostly) guys working on commission to find desperate sellers in financial trouble, which they connect to real investors who can buy your place for cash.
Sorry for the reality check.
The main problem is this. Any “investor” deal will be a wholesale deal. Not the retail deal like you’ll get with a traditional sale.
And here’s another little tidbit almost no one will tell you. I talk to many people who tell me, “oh Tom, don’t worry about me, I’ve got my situation handled”. Maybe, maybe not. The reality is almost everyone is OFFERED a loan mod. And then you go through lots of paperwork and jump through lots hoops and everything gets submitted to the “underwriters”. And all the while the clock is ticking. And then you get a certified letter weeks later that your loan mod is not approved. And now you’re back to square one. And you’re running out of your best options.
You don’t know it yet, but I’m probably your best option.
~ now evaluate this ~
A traditional retail sale might be possible if we act fast. LET'S TRY TO save your credit, get you maximum cash, and allow you to move forward with your life!
I'M HERE TO HELP YOU DO THIS
My name is Thomas Saylor. I am a REALTOR® first licensed in 1986. Currently I’m licensed in both Indiana and Illinois to give your property double exposure in both states. Basically I work the greater Chicagoland area + Northwest Indiana. When you work with me thousands of agents and buyers will be exposed to your listing. I’ve specialized in working with property owners during my entire real estate career. I have some unique methods to get your property sold conveniently, without putting too much stress on you. Buyers will not be poking through your home. They’ll be seeing your property online with virtual tours. This is safer and more convenient for you. We use professional photography, staging, and expose your property to nearly 50,000 real estate professionals in both Illinois and Northwest Indiana. Get your property cleaned up and organized one time so we can create your photography and video tour and then let us do our work. Thousands of buyers can visit your place online with our mass marketing.
WE WILL PROBABLY NEED TO SELL YOUR HOME "AS-IS" WITH NO REPAIRS.
ALL I WANT YOU TO DO IS CLEAN IT UP and organize THE BEST YOU CAN.
THEN we'll create a beautiful photo/video tour to help sell your property for top dollar!
I will not advertise your place as a "foreclosure" property. Understand?
Short sample clip below to give you the idea. We present your property in an exciting way to bring you offers!
If you follow my advice I’m very confident we can get retail offers for your property.
I’ve been around a long time. I understand your situation. We will probably need to sell your property “as-is”, this is why we’ll use virtual staging.
Don’t know what virtual staging is? See what we do.
The sale might come fast. But the closing won’t come so fast. (Even the fastest closing would give you maybe 30-45 days.) We can usually arrange for you to stay in the home for a a while and rent back if needed. Remember as soon as we have a good offer and buyer contingencies have been removed you will be using this time to find suitable housing to move to. We’ll negotiate a good outcome for you.
Please note: If you are already working with another agent, or you have decided to file bankruptcy I cannot help you. Only contact me if you want to do a retail sale. I say this because if you work with me your property probably will sell. You will not be able to “change your mind” after you have a signed contract with a buyer. You might be in the middle of a loan modification, but you won’t be able to change your mind otherwise the buyer could sue you for specific performance and force the sale. I will to be upfront with you. I want to help you, but I don’t sugarcoat anything about what we do. Selling your place is a sizable effort and expense for me and any contract with a buyer can be enforced.
My biggest job with clients is helping them understand that something is going to happen. Your lender has the resources to put you out of your home. This is a life-changing thing. You need to fix this in some way.
My job is to show you what (you will finally come to realize) is the best way for you to get your lender paid back, restore your credit, get out of debt, and put some cash in your pocket. Plus we need to do this with some finesse so we are not traumatizing your family. You need to get your lender handled. If you don’t want me to help you, get someone else.
From me you get the unvarnished truth. I am experienced with this. No fancy talk. I’m a reality guy.
Call me right now, if I’m with a client I’ll get right back to you. Tom Saylor Here’s my cell 317-430-9373.
I won’t waste your time. If I can’t help you I’ll let you know. There are nuances to every situation. Possibly I can give you ideas
you might not have thought about.
If you owe more than your property is worth (you are “upside down” in your property) you will probably need to do a short sale. I can possibly help you get this setup. Don’t give up.
Many people wait too long and I cannot help you.
Do NOT wait around and let the court take your home.
Ok, i did wait around, and now my auction is coming up...now what?
OK, LET'S CUT TO THE CHASE
I will only take your listing if I’m very confident we can put a deal together. I will spend money getting your property staged and marketed. I will want a 90 day listing, and your property will be aggressively marketed for fast results. Be prepared to sell if I work on your listing. I charge a 6% commission, assuming you can get your place cleaned and organized enough so we can photograph it properly. Will I take less? No. I need to split the commission with the selling broker office and there is a LOT of behind the scenes work that I do.
Most people can do a general cleaning and organizing by boxing up stuff and we can move it around from room to room while we photograph and video. You only need to do this one time. This work will be a little bit tedious for you. But understand this. You are making about $1000/hour if you’ll just do this. Seriously. This will help your property sell for more money because the photography will look better. Showings will be by appointment. I recommend we put a Sentrilock lockbox on your place so agents can show it. All showings will be by appointment to pre-qualified buyers who are accompanied by a licensed agent.
I will want to put a sign on the house. WE WILL NOT ADVERTIZE YOUR PLACE AS A DISTRESS OR FORECLOSURE PROPERTY. If you have times when the house cannot be shown let me know. Only licensed brokers will be showing your house. Sentrilock keeps a log of which agent is showing your property on what day, at what time. The buyers will not be walking through your home unaccompanied. They will not be opening your drawers or checking your silverware. The buyer’s agent is babysitting her buyers at every step. She has to because there’s a log of her visit. We will not be doing open houses. Open houses will not help us sell your place. I’ll explain why later.
Your place might not be pretty at the moment. We’re going to pretty it up and organize it quickly so we can get it on the market quickly. No playing. All hands on deck. We’ve got the bank on our back…Understand?
I’m a hands-on guy. Selling distress properties is a problem solving task. Lots of things happen behind the scenes when I work with other brokers. We need to create the small illusion that this is not a distress property. The general public (buyers) mostly won’t know. Your neighbors won’t know and I suggest you don’t tell them. We don’t want vultures flying overhead. We want to try for top dollar. Your financial situation is not a required property disclosure in Illinois. Understand?
I need to do the comps for your property and carefully analyze what other comparable properties are actually selling for in
your neighborhood. This takes a small amount of time (maybe 24 hours). I will show you everything I come up with. I will email this information to you for your evaluation.
From the information you give me we can figure out a pretty accurate picture of how much cash you will receive at closing.
So take 10 minutes to fill out the information we need (below) so I can do your calculation. This will give us the valuable information we need to proceed.
Then you can decide what works best for you.
Our goal is to help you get the maximum cash in a reasonable time frame, to allow you to find suitable alternative housing, and preserve your good credit so you can buy another home in the near future. That’s the game plan.
I will always tell you the truth. No fancy talk. (I turn into a salesman when I pitch your property to buyer’s brokers.)
I urge you to do the right thing for your family.
Sincerely,
Tom Saylor
Thomas L Saylor
Illinois Real Estate Managing Broker License: 471.021962
PS: Good luck if I don’t hear back from you. Better days are coming for you. You are not alone in this situation. It is not your fault. This covid thing has hurt many. We will all get through this. Note: I am double vaccinated with Pfizer and our team wears masks.
“let me assist you, I’m Tom Saylor, call my cell for fast service 317-430-9373”
GET YOUR REPORT OF RECENT SALES IN YOUR AREA - PLEASE SUBMIT YOUR INFO TO GET YOUR COMPLETE AND DETAILED COMPARATIVE MARKET ANALYSIS BY EMAIL.
Note: This is not an automated analysis that is available instantly. I actually take the time to manually do your analysis, look carefully at the solds in your neighborhood, do a Google Earth street drive and closely look at the environment, and evaluate the images you send me. I will discuss all factors in plain language. No sales talk. I will advise on what you could do to raise your value, etc. I’ll send the report back to you usually within 24 hours. Any questions call my cell 317-430-9373. Thanks! Tom S.
And, do you zoom?
It’s free and convenient. We started using it during the pandemic. It’s helpful in fine tuning your CMA, showing you your buyer offers, preparing quick counter-offers, and helping get the preliminaries done so we can get you on market fast.
Signup if you want to give it a try. I’ll show you how to use it. The free version will work fine for our needs. Thanks, Tom S.
